I used the sketch from Sketch ~N~ Scrap for this layout. I did tweak it just a bit to fit my picture.
Here is what I came up with. I had a hard time with decorating the tag. I was going to just leave the top blank but every time I walked by it all I could think was it needed something else. I let it sit for a few days and finally came up with something.
Stampin' Up!~timeless type alphabet dies, dsp paper, cardstock, happy die and white brad
The Stamps of Life~ teddy bear dies (hearts) and love dies
Kiwi Lanes~ tags stencils (#7)